Out of Her Depth by John C. Boland

The December 2009 issue of AHMM includes this story by John Boland, an author whose work I've admired before. In this story, the reader is treated to multiple points of view and voices (complex and a nifty bit of craftsmanship, but never irksome to the reader). A man is dying on a ship in the opening section, but this quickly turns to the hiring of a detective by the potential widow. It seems she and her millionaire husband were in the midst of settling a divorce which would cut her out of his estate unless... unless it turns out her husband died before the divorce was finalized.

Meggie Trevor takes the case and goes to retrace the potential victims last steps.Meggie's voice throughout the remainder of the story is, I think, the main draw. She sounds like the type of person you may want to know - real. Not an easy thing to do in a short story.